money money money...MONEY

[sydeshow]

just imagine the above title to music. that's how it was in my head at least. you know what song i'm talking about.

ok. back into reality.

here's a question some of you poor, college people might be able to help me out with. i'm needing to buy a car in the very near future. and i need a loan. but i doubt i'll be able to get one big enough from a bank (without an unreasonable apr) or from school (since tuition is low where i go, and scholarships and financial aid pay for it all).

but does anyone know of any good places (online or elsewhere) that loans money for this kind of stuff with a low rate. i'm probably going to want to get around $7k or so (give or take 1.5k), and i will probably want to pay it off in 3-5 years. somewhere in there.

also, speaking of money issues, please read my other post in the 'Misc' forum and reply to it if you have any info at all.

thanks all in advance.

[bmw///m3///]

If you have AAA go through them or capital one. i think apr is 6.5% or so ive been told

[TiPerformance]

I am also a college student, and I suggest that you wait till you can afford to pay cash for something. There are alot of things that most people don't think about when buying a vehicle, First there is sales tax, then plates, then Full coverage insurance, maintance, gas. It all adds up quick, and plus loans Suck, calculate how much extra you will be paying for the car.

I personally Drove beater cars till I saved enough cash to buy my Ti.

I also make rounds through my room and garage, and see what I can sell, throw it up on ebay and save the $. I also buy things that I know I can resell for more, even if I will personally never use the item. Some of the things in the past are 2 sets of wheels, one for a S-10 pickup and one for a civic, between the 2 I made $400 profit. Also anything performance sells well on ebay, especially superchargers and turbos, if you have a local junk yard, stop in and see what they will sell you parts for, then check to see what stuff is selling for on ebay, if you can make enough profit to make it worth your time then go for it.

[sydeshow]

Originally Posted by bmw///m3///

If you have AAA go through them or capital one. i think apr is 6.5% or so ive been told

not too too bad. can probably do better. i'll keep looking. thanks.

[sydeshow]

the thing is that both of my cars are pretty much dead. you could say they're on their last leg, but that leg is broken. compound fracture. shattered into splinters. haha. enough with the horrible analogies.

but i need some sort of transportation. i like in one of the top 5 largest cities in my state (behind new orleans and baton rouge). and i know that's still not that big compared to some states (tx, ny, etc). but i live just outside of town on the south side. and school is all the way on the very north side of town. there's no way really for me to get to school...then back to work on the south side...then home...without a vehicle. so this is really a RIGHT NOW factor. otherwise, i would be waiting. heck...saving that much money each month from insurance and gas alone would be fantastic. but i can't wait.

thanks for looking out for me though. i appreciate it.