It's easier for me to make an animation of what happened, than to retell the story. A large snow bank blocked my view all the way down the road, so I didn't see the other car until it was too late. It was clearly my fault, I had it coming, I drive like a mad-man in the snow. Police were not amused, nor was the other driver (He drove a Saturn that cracked apart really bad). $120 ticket for "driving too fast for conditions". Looks like I'll need a new rear driver's side quarter panel and a new rear bumper. I have a $0 deductible for occasions like this.
Nobody was hurt, thankfully. It was a relatively low speed accident. My first in the 318ti!
I'm thinking I'll do the work myself and get the ///M bumpers and skirts at the same time. Good times....