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Old 08-08-2006, 04:33 PM   #16
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I have a $5k rider on my insurance policy to cover any non-stock parts, just in case. It costs me next to nothing (less than $4/month) to add this and I know my wheels/supercharger/whatever will be covered in an accident.
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Old 08-08-2006, 05:16 PM   #17
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Does that 5K rider have it's own deductible, of does it fall under the entire car for a deductible?

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Originally Posted by DustenT View Post
I have a $5k rider on my insurance policy to cover any non-stock parts, just in case. It costs me next to nothing (less than $4/month) to add this and I know my wheels/supercharger/whatever will be covered in an accident.
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Old 08-08-2006, 05:35 PM   #18
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Quote:
Originally Posted by L84THSKY View Post

This is all new to me, like I said, I haven't gotten in an accident in 23 years
I know.. It sounds like you have everything covered ok.. I was responding to stealth about the other company paying for his custom stuff..

BTW, 286 to fix the bumper sounds pretty accurate. I payed 350 to have mine pulled, inspected, and repainted.
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Old 08-08-2006, 06:33 PM   #19
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HaHa kool.

Anyway, is your paint job a custom color, other bmw color, non bmw color?

I dont get how you get that hole on ur car, and no bumps and only a scratch on the bumper? Did he have a pole sticking on top of his bumper?
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Old 08-08-2006, 08:01 PM   #20
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Good luck with Geico. I've heard they are less than understanding when it comes to modified cars.
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Old 08-08-2006, 08:07 PM   #21
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Quote:
Originally Posted by L84THSKY View Post
Does that 5K rider have it's own deductible, of does it fall under the entire car for a deductible?
The $5k rider does NOT have it's own deductible.
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Old 08-08-2006, 08:24 PM   #22
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The adjuster just stated that they only replace OEM parts, unless I have a rider.
I can't say if that is being difficult or just common business practice.

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Good luck with Geico. I've heard they are less than understanding when it comes to modified cars.
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OEM Armrest • Blaupunkt Heidelberg CD50 CD Player/Compact Drive MP3 Player • Diamond Audio 5.25" rear speakers • Navman ICN 530 GPS • BMWALARM.COM (with comfort settings) after market alarm system • Magnecor 8.5mm wires • M-Z3 Shifter/Momo Knob • Burlwood Dashboard • Stromung Exhaust • X-brace • Racing Dynamics Front Strut Bar • Carbonio C.A.I. • 17" Rial Rims • Vader Seats/Heated/Lumbar Support • M-tech Steering Wheel/Front Sway Bar/Front & Rear Bumper • Depos/w 6500K Angel Eyes/6000K HIDs • Clear Corners • M3 Mirrors • UUC Light Weight Flywheel/M5 Clutch/M3 Clutch Slave • E28 3.46 LSD/Mcoupe Cover/E30 Flanges & Halfshafts • UUC S.S. Brake/Clutch Lines • Hartge Roof Spoiler • BavAuto Springs• Bilstein Sport Struts/Shocks • E46 M3 Rear Shock Mounts • SPC Front Camber Kit • Reiger Hatch Spoiler • BavAuto Rear Camber Kit • Dinan Stage II Software • Turner Rear Sway Bar Reinforcements • BMW E46 Auto dimming mirror with Clown Nose alarm • Engine Compartment Light • Heated Wiper Fluid Retrofit • OEM Fire Extinguisher • Da'lan Trailer Hitch • Rear Sun Shade • OEM Fog Light Retrofit • H & R MZ3 Rear Sway Bar/ UUC Adjustable End Links • Cruise Control Retrofit • On Board Computer Retrofit • M3 twistie style side skirts • Carbon Fiber Hood
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Old 08-08-2006, 08:25 PM   #23
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Dusten, who's your insurance company?
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Old 08-08-2006, 08:27 PM   #24
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I can't say it cost $286.00 to fix the bumper. What I said was that GEICO paid me the cost of a new stock bumper (non m-tech) to be replaced. My shop is going to fix the M-tech bumper, hopefully for what they gave me for a new non m-tech bumper ($286.00).

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Originally Posted by mohaughn View Post

BTW, 286 to fix the bumper sounds pretty accurate. I payed 350 to have mine pulled, inspected, and repainted.
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OEM Armrest • Blaupunkt Heidelberg CD50 CD Player/Compact Drive MP3 Player • Diamond Audio 5.25" rear speakers • Navman ICN 530 GPS • BMWALARM.COM (with comfort settings) after market alarm system • Magnecor 8.5mm wires • M-Z3 Shifter/Momo Knob • Burlwood Dashboard • Stromung Exhaust • X-brace • Racing Dynamics Front Strut Bar • Carbonio C.A.I. • 17" Rial Rims • Vader Seats/Heated/Lumbar Support • M-tech Steering Wheel/Front Sway Bar/Front & Rear Bumper • Depos/w 6500K Angel Eyes/6000K HIDs • Clear Corners • M3 Mirrors • UUC Light Weight Flywheel/M5 Clutch/M3 Clutch Slave • E28 3.46 LSD/Mcoupe Cover/E30 Flanges & Halfshafts • UUC S.S. Brake/Clutch Lines • Hartge Roof Spoiler • BavAuto Springs• Bilstein Sport Struts/Shocks • E46 M3 Rear Shock Mounts • SPC Front Camber Kit • Reiger Hatch Spoiler • BavAuto Rear Camber Kit • Dinan Stage II Software • Turner Rear Sway Bar Reinforcements • BMW E46 Auto dimming mirror with Clown Nose alarm • Engine Compartment Light • Heated Wiper Fluid Retrofit • OEM Fire Extinguisher • Da'lan Trailer Hitch • Rear Sun Shade • OEM Fog Light Retrofit • H & R MZ3 Rear Sway Bar/ UUC Adjustable End Links • Cruise Control Retrofit • On Board Computer Retrofit • M3 twistie style side skirts • Carbon Fiber Hood
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Old 08-08-2006, 08:35 PM   #25
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Nothing really constructive to add, just wanted to say I'm sorry to hear about your car getting hit... hope you get the cash from the insurance company to cover it all.

Reading over this thread I actually learned a lot of stuff I didn't know... I'll have to look into the rider thing a bit more.
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Old 08-08-2006, 09:15 PM   #26
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Quote:
Originally Posted by 1996Bmw318TI View Post
Dusten, who's your insurance company?
American Family, I've been with them since I was 17 when my parents kicked me off their policy. (I used to pay $130/month for liability only!!).
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Old 08-18-2006, 12:30 AM   #27
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Default Car Fixed

The shop fixed the car for the amount the insurance company gave me. When I get the $500.00 deductible back, that is going in my pocket. I am gonna put my clear rear lights on right now. Shop also put on my rear spoiler.



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1998 (July) 318ti, 5-spd
OEM Armrest • Blaupunkt Heidelberg CD50 CD Player/Compact Drive MP3 Player • Diamond Audio 5.25" rear speakers • Navman ICN 530 GPS • BMWALARM.COM (with comfort settings) after market alarm system • Magnecor 8.5mm wires • M-Z3 Shifter/Momo Knob • Burlwood Dashboard • Stromung Exhaust • X-brace • Racing Dynamics Front Strut Bar • Carbonio C.A.I. • 17" Rial Rims • Vader Seats/Heated/Lumbar Support • M-tech Steering Wheel/Front Sway Bar/Front & Rear Bumper • Depos/w 6500K Angel Eyes/6000K HIDs • Clear Corners • M3 Mirrors • UUC Light Weight Flywheel/M5 Clutch/M3 Clutch Slave • E28 3.46 LSD/Mcoupe Cover/E30 Flanges & Halfshafts • UUC S.S. Brake/Clutch Lines • Hartge Roof Spoiler • BavAuto Springs• Bilstein Sport Struts/Shocks • E46 M3 Rear Shock Mounts • SPC Front Camber Kit • Reiger Hatch Spoiler • BavAuto Rear Camber Kit • Dinan Stage II Software • Turner Rear Sway Bar Reinforcements • BMW E46 Auto dimming mirror with Clown Nose alarm • Engine Compartment Light • Heated Wiper Fluid Retrofit • OEM Fire Extinguisher • Da'lan Trailer Hitch • Rear Sun Shade • OEM Fog Light Retrofit • H & R MZ3 Rear Sway Bar/ UUC Adjustable End Links • Cruise Control Retrofit • On Board Computer Retrofit • M3 twistie style side skirts • Carbon Fiber Hood
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Old 08-18-2006, 01:13 AM   #28
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Hey LATE looks VERY nice..... cool spoiler. Insurance is a bitch but seems like you came out OK in this situation.
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Old 08-18-2006, 01:55 AM   #29
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Quote:
Originally Posted by GDB View Post
Good luck with Geico. I've heard they are less than understanding when it comes to modified cars.
Progressive too.
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Old 08-18-2006, 01:56 AM   #30
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Btw,

Cut and weld or did they hammer it out?
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