» Site Navigation | | » Recent Threads | | | 1999 M3 Swap 09-07-2023 10:10 PM 06-01-2024 03:04 PM 7 Replies, 409,836 Views | | My 318ti build 05-21-2024 04:48 PM 05-28-2024 06:42 PM 1 Replies, 3,626 Views | | OMG!OMG! 05-28-2024 08:53 AM 05-28-2024 08:53 AM 0 Replies, 1,440 Views | | | | | 08-19-2011, 06:33 PM | #1 | Senior Member Join Date: Jul 2008 Location: South Central, MN Posts: 1,065 | Who likes Raccoon's? I don't... Anyone have any input on what to expect from the insurance company? RACCOON HATE __________________ | | | 08-19-2011, 06:36 PM | #2 | Senior Member Join Date: Nov 2010 Location: Potomac Falls VA DMV Posts: 1,794 | Hahaha that sucks! Sent from my iPhone using Tapatalk __________________ Im guessing im the youngest member on here with a S52 power'ed Ti at 16 years old! | | | 08-19-2011, 06:41 PM | #3 | Senior Member Join Date: Aug 2005 Location: Florida Posts: 2,525 | Quote: Originally Posted by Mr.Squeelerz I don't... Anyone have any input on what to expect from the insurance company? RACCOON HATE | What kind of deductible do you have? You might be able to go with DDM type parts and get that fixed for less than your deductible... Replacing with genuine bmw parts you are probably looking at 700-1000$ in damage. If you have a 500$, you have to figure out if the extra couple of hundred bucks to fix the repair will be cheaper than having the claim on your insurance. If you have accident forgiveness or if your premiums won't go up that much for the claim, it may make sense to deal with insurance. Myself, I would keep any accident forgiveness benefits for a larger accident and not risk my premiums going up for just a few hundred dollars in payout. | | | 08-19-2011, 06:49 PM | #4 | Senior Member Join Date: Jul 2008 Location: South Central, MN Posts: 1,065 | Quote: Originally Posted by mohaughn What kind of deductible do you have? You might be able to go with DDM type parts and get that fixed for less than your deductible... Replacing with genuine bmw parts you are probably looking at 700-1000$ in damage. If you have a 500$, you have to figure out if the extra couple of hundred bucks to fix the repair will be cheaper than having the claim on your insurance. If you have accident forgiveness or if your premiums won't go up that much for the claim, it may make sense to deal with insurance. Myself, I would keep any accident forgiveness benefits for a larger accident and not risk my premiums going up for just a few hundred dollars in payout. | I have a $250 deductible. I will see what the adjuster says get back in contact with my agent when that time comes and ask about that. __________________ | | | 08-27-2011, 12:37 AM | #5 | Junior Member Join Date: Aug 2011 Location: So.Cal. Posts: 22 | How certain are you that it was a raccoon that did the damage? I mean, that seems to me like a substantial damage! More than what even a huge raccoon can do seems like. --- I am here: http://maps.google.com/maps?ll=34.176812,-118.375739 __________________ Mona B. | | | 08-27-2011, 12:57 AM | #6 | Senior Member Join Date: May 2005 Location: PA Posts: 1,906 | Last edited by Platanos; 08-27-2011 at 01:10 AM. | | | 08-27-2011, 01:41 AM | #7 | Senior Member Join Date: Jul 2008 Location: South Central, MN Posts: 1,065 | Quote: Originally Posted by mksu19 | Kind of a silly question. __________________ | | | 08-27-2011, 01:46 AM | #8 | Junior Member Join Date: Aug 2011 Location: So.Cal. Posts: 22 | Quote: Originally Posted by Mr.Squeelerz Kind of a silly question. | ? --- - Sent from my iPhone using Tapatalk. __________________ Mona B. | | | 08-27-2011, 02:11 AM | #9 | Senior Member Join Date: Sep 2007 Location: asdfasdf Posts: 10,002 | Quote: Originally Posted by mksu19 ? --- - Sent from my iPhone using Tapatalk. | he probably saw the raccoon right before he hit it, I think that's what he's getting at | | | 08-27-2011, 07:28 AM | #10 | Junior Member Join Date: Aug 2011 Location: So.Cal. Posts: 22 | Quote: Originally Posted by tiFreak he probably saw the raccoon right before he hit it, I think that's what he's getting at | --- I am here: http://maps.google.com/maps?ll=34.176637,-118.375666 - Sent from my iPhone using Tapatalk. __________________ Mona B. | | | 08-28-2011, 07:16 PM | #11 | Junior Member Join Date: Aug 2011 Location: West Kentucky Posts: 6 | Quote: Originally Posted by Mr.Squeelerz I don't... Anyone have any input on what to expect from the insurance company? RACCOON HATE | Probably better to just buy a used bumper, that's what I would do. If Raccoons are anything like squirrels he probably went squish when you ran him over with your tires. Better hope the family doesn't sue for Coonslaughter. | | | 09-02-2011, 05:52 PM | #12 | Junior Member Join Date: Feb 2010 Location: dc Posts: 6 | I buy sell and rebuild sportbikes for a living. I am a cartard, but that looks like injection molded abs to me - same thing 99% of all bike plastics are made of - just google methyl ethyl ketone and plastic welding. you can repair it so you cant even tell in a few minutes. well close to not being able to tell. reinforce the back with extra plastics. just prep, wipe down, hold - tape helps while it sets - tada~!!! | | | 09-03-2011, 01:36 AM | #13 | Senior Member Join Date: Mar 2005 Location: Portland Or Posts: 2,666 | If you ever have a car on critter event, there is a trick my old insurance agent told me,,, When you report it, you have to be very very specific. "My car was hit by a deer." (Or whatever woodland creature you just slaughtered...) It turns out that if you hit an animal its pretty much always your fault, if the animal hits you its a comp claim and not your fault.. Any way it worked with Allstate for me.... Dave __________________ Dave - PDX 1995 318ti - Active Black and Tan. 2005 330xi - Mtech 1 - 6spd - Orient Blue/Black | | | 09-03-2011, 04:20 PM | #14 | That's not Millpoint Blue Join Date: Apr 2005 Location: BNA Posts: 3,161 | Hmmm... I wonder how the insurance company would respond to "My car was hit by a pedestrian." __________________ Real men know how to SEARCH! THIS IS A MILLPOINT BLUE INTERIOR Mods 'n' stuff: Star Spoke 43 wheels - X-Brace - Mason Engineering front strut brace - CF gauge overlay - ZHP shifter knob - Racing Dynamics cat-back - Doubled brake lights - M-tech rear spoiler From Page 68 of the 1997 Owners Manual: "Vehicles equipped with ASC+T remain subject to the laws of physics." | | | | Currently Active Users Viewing This Thread: 1 (0 members and 1 guests) | | Posting Rules | You may not post new threads You may not post replies You may not post attachments You may not edit your posts HTML code is Off | | | |